If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone.
Why generational wealth matters
When Vivian Young looks back on her family’s journey from the Philippines to New York, one image stands out: a photograph of her and her mother boarding a plane, holding their medical X-rays required for U.S. entry—proof that they didn’t have tuberculosis. She was just 3 years old.


